Earl Isaac

Earl Judson Isaac (August 7, 1921 – December 12, 1983) founded Fair, Isaac and Company along with friend William R. "Bill" Fair in 1956.[1] They began the operation in a small studio apartment on Lincoln Avenue in San Rafael, California.[2]

Early life and education

Earl Isaac was born in Buffalo, New York where he graduated from Riverside High School.[3] The youngest of five children, Earl had two older brothers and two older sisters.[citation needed] He graduated from high school at age 15, attended Muskingum University, then accepted an appointment to the United States Naval Academy at Annapolis, Maryland, for the class of 1944.[citation needed] Because of the outbreak of World War II, he graduated from the Naval Academy in 1943, one year early, and served as a U.S. Naval officer on the USS Missouri. [citation needed] After World War II, Isaac earned a Master of Science degree in Mathematics at University of California, Los Angeles.[citation needed]

Career

After being discharged from the Navy, he worked at SRI International during SRI's beginning years, then known as Stanford Research Institute, along with Bill Fair, his future business partner.

With an initial investment of $400 each (together equivalent to $9,474 in 2025), Isaac and Fair founded Fair, Isaac and Company in 1956, a firm that would provide a creditworthiness scoring system to lenders.[4]

References

Notes
  1. ^ "How FICO became 'the' credit score". finance.yahoo.com. Retrieved 23 September 2021.
  2. ^ "Finance: The boys in the back room". Forbes. Retrieved 23 September 2021.
  3. ^ "Isaac Is Candidate For Graduation". International Gazette. 26 May 1943. p. 1. Retrieved 19 December 2025.
  4. ^ About Us | FICO — FICO official Web site
Bibliography
  • View Points Special Issue — The Fair Isaac Company, January 1986, written by William R. Fair. (article is not online)
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